RI 38‑128 EFT Direct Deposit Sign‑Up Form (Fillable PDF)

The RI 38‑128 is the Office of Personnel Management (OPM) form used to enroll in electronic funds transfer (EFT) for your federal retirement payments. With Formize’s built‑in PDF filler, you can complete the form directly in your browser—no extra software required.

What Is the RI 38‑128 Form?

This form authorizes OPM to deposit your pension, annuity, or other retirement benefits directly into the bank account you specify. It replaces the paper check process, speeds up payments, and reduces the risk of lost mail.

How to Complete the RI 38‑128 Online

Follow these simple steps to fill out the form using the Formize PDF Filler:

• Click the "Fill out this form" button on this page.
• Wait a few seconds while the Formize PDF Filler app loads the fillable PDF.
• Enter your personal information, banking details, and signature exactly as requested.
• Review each field for accuracy; the filler highlights required fields.
• Press Submit to securely send the completed form to OPM.
• Download a copy for your records or email it to yourself.

Common Mistakes to Avoid

• Incorrect bank routing or account number: Double‑check the numbers printed on your checks.
• Missing signature: The form will not accept submission without a digital signature.
• Out‑of‑date personal data: Ensure your name, address, and Social Security Number match OPM records.

Submit and Save Your Completed Form

After submitting, you’ll receive a confirmation screen with a reference number. Save the PDF copy and the confirmation email for future reference. If you need to make changes later, simply repeat the steps above.

Frequently Asked Questions

Below are the most common questions about the RI 38‑128 form. Click each question to view the answer.