Form 1099‑A, officially titled Acquisition or Abandonment of Secured Property, is an IRS information return used when a lender acquires property that secured a loan (foreclosure, repossession, or abandonment). Borrowers receive a copy to calculate any taxable gain, loss, or canceled debt.
This page gives you a direct link to the official fillable PDF, plus a seamless online filling experience powered by Formize. No extra software is required – just click, fill, and save.
Below you’ll find step‑by‑step instructions, common pitfalls to avoid, and answers to the most frequently asked questions about Form 1099‑A.
The lender must issue Form 1099‑A to any borrower whose secured property is acquired, abandoned, or foreclosed during the tax year.
No. The lender files the form with the IRS. You use the information on the form to report any gain, loss, or canceled debt on your tax return.
Contact the lender immediately to request a corrected form. You can also file Form 1099‑A with the IRS using Form 1099‑A Corrections (Form 1099‑A‑C) if needed.
Lenders must send the form to borrowers by January 31 of the year following the foreclosure, repossession, or abandonment.
Each Form 1099‑A is specific to a single tax year. Use the version that matches the year of the transaction.
Yes. The PDF is fully fillable in Adobe Acrobat, but using Formize’s online filler is faster and requires no extra software.
Reach out to your lender’s loan servicing department. They are obligated to issue the form if the conditions apply.
Not necessarily. The form provides data you need to calculate any taxable gain, loss, or canceled debt. Your final tax liability depends on the calculations on your return.
Form 1099-A is one of Tax forms that are documents used to report information related to taxes to the relevant tax authority. There are various types of tax forms, including federal, state, and local tax forms, which can vary depending on the taxpayer's circumstances and location.
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