The State of Arkansas document outlines procedures for adding, changing, or removing beneficiaries on vehicle or watercraft titles and registrations. A beneficiary is an individual designated to become the owner upon the current owners' death. Only one beneficiary can be added per certificate, with no more than three total owners. Beneficiaries cannot be businesses or entities. During the owners' lifetime, a beneficiary's signature is not required for transactions. Beneficiaries cannot be added if there's a lien. The document requires the full legal name, social security number, and address of the beneficiary, as well as vehicle description details. The certificate will be revoked upon sale or application to remove/change a beneficiary. All owners must sign if names are connected by 'and', but only one signature is needed for 'or'.
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