Form 15H is a declaration under sub‑section (1C) of section 197A of the Income‑Tax Act, 1961. It allows senior citizens (aged 60 years or more) to request that tax be **not deducted at source (TDS)** on interest earned from bank or post‑office deposits, provided they meet certain income thresholds.
The Income‑Tax Department defines two income caps:
If your interest earnings are below ₹50,000 in a year, you are not required to submit Form 15H – the bank will not deduct TDS automatically.
Instead of downloading the PDF and editing it locally, simply click the "Fill out this form" button on this page. The Formize PDF Filler app will load in your browser, allowing you to complete the declaration in a few easy steps:
If you prefer a local copy, you can download the official fillable PDF below. The file retains the original layout and can be opened with any modern PDF reader.
Download Form 15H – Fillable PDF
Using Formize’s online filler saves time, reduces errors, and lets you submit the declaration instantly to your bank.
Form 15H allows senior citizens (60 years or older) to request that TDS be **not deducted** on interest income when their total taxable income is below the specified thresholds.
No. Individuals under 60 should use Form 15G, which serves the same purpose for younger taxpayers.
Yes. The declaration is valid only for the financial year in which it is submitted. A new Form 15H must be provided each year you wish to claim the exemption.
If interest exceeds ₹50,000, the bank will automatically deduct TDS unless you submit a valid Form 15H before the interest is credited.
Most banks accept an electronic signature entered via the Formize PDF Filler. If your bank requires a handwritten signature, print, sign, and scan the completed form.
Form 15H is submitted to the **bank or post‑office** where the interest is credited, not directly to the Income‑Tax Department.
The bank will reject the form and may still deduct TDS. Ensure the PAN matches the one on your PAN card.
Generally no. The form itself is sufficient, but keep your interest statements handy in case the bank requests verification.
Form 15H — это одна из налоговых форм, которые представляют собой документы, используемые для предоставления информации, связанной с налогами, в соответствующий налоговый орган. Существуют различные типы налоговых форм, в том числе федеральные, государственные и местные налоговые формы, которые могут различаться в зависимости от обстоятельств и местонахождения налогоплательщика.
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